People facing the need of home health care for their disabled or elderly family, are often also faced with difficult financial struggles. While a lot cheaper than a hospital stay, home health can get expensive. Here are some of the things to think about when considering health care from home.
The number one cause for home health care needs is the elderly. More and more elderly are wishing to live independently as long as possible. With this comes the need for home health. These visits can range from monthly to daily. Sometimes it becomes necessary for around the clock care. In these cases, the costs for health care from home can really start to rise. It's imperative to understand these changes and charges up front so you're not surprised when things start happening. Most of the associations which provide such services charge per hour rates. This is a great way to keep track of how much you're spending on the care.
Obviously the more experienced and established agencies are going to charge more for their care providers. This is when you do your homework. You have to understand how much you actually have available to spend on the care. Then look for a company that can provide what you need at a cost you can afford. Many require contracts up front so you should be familiar with the limitations and needs of the patient. Your loved one's doctor is a great place to start when figuring who to use and for how long.
Home health care supplies can get costly as well. Many patients need constant upkeep of tubing and medications. Wheelchairs and adjustable beds are often necessary. Opting for health care from home sometimes means turning your spare bedroom into a mini hospital room. There are medical supply companies that deliver these items directly to your home. The nurses can also recommend good local companies for these needs. They're used to dealing with them and know who you can trust.
Getting help paying for the costs of home health care may not be as difficult as you think. With the elderly, there is usually Medicare or Medicaid. Some elderly have retirement funds and other forms of income. Social Security and Disability pay are available for elderly and disabled. Sometimes in the event of injury there is an insurance settlement that will cover home health expenses. For terminal patients of any age, Hospice is a great non profit organization that covers all expenses. If none of these are an option for you, check into local branches of the National Association for Home Health. They will be able to lead you in the right direction and get you started with help.